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UG Insurance Brokerage Inc Blog

Insurance For Classic Military Vehicles

3/1/2023

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​Military vehicles are subject to the same rules as classic cars, including age, equipment, and usage requirements—though they're much less restrictive than those you'll need to abide by if you insure a classic car. Military vehicle insurance is typically cheaper than classic car insurance because fewer restrictions are built into the standard policy.
Classification for Classic Military Vehicle
Many vehicles must meet certain criteria when considering the eligibility to be classified as a classic military vehicle and receive full insurance coverage. The following criteria are:
  • The vehicle must be at least 20 years old and used in historic military service. 
  • The vehicle must be de-militarized or disarmed.
  • Only members of a historic military vehicle club recognized by the insurer can be insured.

What Does Classic Military Vehicle Insurance Cover?
Historic military vehicle premiums are typically inexpensive because of their low usage and high quality, even if they have a long production life. Here is the coverage that might be offered in classic military vehicle insurance. 
  1. Theft 
    Your vehicle might be covered by this insurance, which may reimburse you for the value of your vehicle if lost or stolen.

  2. Collision 
    In the event of an accident or collision, your policy may provide for the repairs, loss, or damage to your vehicle and personal injury claims. For example, if you have been struck by another driver or are involved in an accident with an object such as a tree or wall, our insurance can ensure that you can still recover from the damages.

  3. Other Damages
    You may be covered for damage to your vehicle due to fire, vandalism, or other claims. All of these might be covered by our comprehensive insurance policy.

Conclusion
These are highly valuable assets, but they can sometimes get damaged or destroyed during their lifetime. Classic military vehicle insurance can protect these vehicles if they’re stolen or lost-along with any additional parts that might be needed to repair them. Your classic military vehicle insurance may provide you with a comprehensive range of coverage for your military vehicle.

At UG Insurance Brokerage Inc, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (718) 848-7777. Get your free quote today by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!
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