UG Insurance Brokerage Inc Blog
Can Smokers Get Life Insurance?
People who smoke typically don’t have adequate life insurance policies because they believe they are not able to qualify. The good news is that smokers may obtain life insurance, albeit at a higher cost. So, for those who smoke or care about someone who does, here's what you need to know about who qualifies for smoker life insurance and why it's necessary.
General Liability Insurance
General liability insurance (GLI) is also known as commercial general liability insurance or business liability insurance. This kind of liability insurance protects your company from bodily harm or property damage claims. Such claims can arise in the course of normal business operations. However, you'd have to pay for the damages out of pocket if you didn't have general liability insurance.
When people first move out and into their new home, they usually purchase homeowners insurance or a renters insurance policy. Following that, many people pay little attention to the policies. They do not perform home insurance reviews to ensure they are properly covered as they make renovations, purchase new items, or replace existing appliances over time.
Teen Driver Auto Insurance
Are you worried about the newly licensed driver in your household? Reduce your stress by understanding the implications for your auto insurance policy. The feeling of having a first-time driver in the house is uncomfortable and worrisome. Immature drivers are more likely to be involved in an accident because they have little driving experience.