Many Americans consider owning a home is a vital piece of the so-called American dream. A 2019 study revealed that getting a house is a top priority for most Americans rather than retirement and having a successful career.
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Therefore, getting your own house is an aspiration common to the majority of the people. They are working hard to buy a property that they can call their own home. A place that can provide a roof over their heads that can keep them warm and comfortable.

Before COVID-19 swept the United States, the number of people getting life insurance declined by 25% in the last ten years. Households whose family income is below $100,000 do not consider getting life insurance. A survey conducted in January this year revealed that nearly half of American consumers do not have life insurance.
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Consequently, many Americans faced the height of the pandemic without life insurance. Their families become vulnerable to the financial shock in the event of their leading income provider's unexpected demise.

Commercial insurance offers a beacon of hope for the American insurance industry as its prices continue to soar unabated by the economic impact COVID-19 on the economy.

The pricing of American commercial insurance surged by 18% in the second quarter of the year. The US economy is taking a beating from the pandemic as it sweeps across the country. The double-digit growth is a reminder that there are still a handful of bright spots for the US economy.
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The soaring prices in the US market can be attributed to the increases in property and directors and officers (D&O) coverages. It was observed that some D&O markets got large increases. On average, US public company D&O prices recorded a whopping increase of 59%, with at least 90% of clients recorded growth.

Homeownership is the most common aspiration of Americans, especially those in the working class. They usually set aside a portion of their income for their dream house. People always associate homeownership with a sense of security and peace of mind to people.
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A house is an investment, not a mere piece of property. To obtain it, you paid tons of mortgages for years. It kept your family safe from the weather and storms. It would be best if you protect your home through homeowner insurance.