UG Insurance Brokerage Inc Blog
Military vehicles are subject to the same rules as classic cars, including age, equipment, and usage requirements—though they're much less restrictive than those you'll need to abide by if you insure a classic car. Military vehicle insurance is typically cheaper than classic car insurance because fewer restrictions are built into the standard policy.
If you’re planning to get a car or you're currently in the process, you must first get to know what auto insurance is. This will be an important part of buying your car. Knowing your options can give you another advantage along the process. One of these is knowing the types of auto insurance you can get.
If you have driven 12,000 miles or driven a year already, it is recommended to get your car checked by a mechanic. This will help you know the parts that need improvement or might be damaged. Aside from regular checks from a mechanic, there are these 7 signs that your car might need a maintenance service:
You're riding in a car, passing through a rough road, then you notice a slightly long crack from the left side of your windshield. It was from some rocks splattering from other cars. You know that it would be an added expense to replace or repair it. You may want to know if you can claim insurance to cover the windshield damage.
The monetary amount you authorize to spend away from your pocket for auto repairs or replacements after an incident is known as a car insurance deductible.
If you damage a $5,000 vehicle and have a $500 deductible, your insurance company may be responsible for paying $4,500 of the cost while you are held accountable for the remaining $500.
Before completing your auto insurance coverage, you may decide with your insurance company or carrier how much your insurance deductible may be. Still, you must be willing to change your deductible whenever you like it.
Car tires are the load carrier in a vehicle, so ensuring that they are in the best condition should be one of your top priorities. If car tires are damaged, they can affect your braking and handling, leading to an accident.
According to NHTSA, you are recommended to replace your car tires every six years. However, the length of its usage before replacement should still be up to its productivity and utilization.
There are also other factors that you need to check to know if your tires need replacement. This article will discuss all those factors.
Car insurance is required by law in most jurisdictions, regardless of age. However, as you become older, your auto insurance requirements may vary.
You'll probably drive less if you're retired or nearing retirement age. You may not be commuting or going out as much, but you still rely on your automobile for errands and occasional adventures. In that case, you'll need auto insurance that may cater to all your needs.
Furthermore, seniors with a clean driving record may qualify for larger discounts. Many businesses may provide discounts to those over 50, with the reductions rising every five years.
What To Do If Your Car Gets Stolen
Is there anything more satisfying than driving your treasured car down a peaceful road? Whether it's an unpredicted road trip or a daily commute, having a nice peaceful drive is good for the soul.
A car is like a family member you want to keep safe. This happiness is easily shattered if you are the victim of a carjacking.
It is difficult to replace a lost vehicle, but it can provide you with the appropriate compensation to deal with if you have vehicle insurance. This article is about your lost vehicle and what you should do to file a compensation claim for your stolen vehicle:
Weak spots or potholes on the road can be irritating for drivers. The formation of potholes is usually due to rainwater or snow that softens the pavement. Besides costing you a bumpy ride, it also damages your vehicle. Avoiding the holes can save you repairs and trips to car workshops.
Here are 5 essential points to know, so you steer away from potholes.
Your car insurance can keep you protected if accidents on the road occur. It may also protect anyone that uses your vehicle. Individuals who drive your car may be insured by becoming additional drivers on your insurance policy. If they get into an accident while using your car, they are likely to be protected. Here are some points to know more about how adding extra drivers to your policy works.