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UG Insurance Brokerage Inc Blog

What To Do When You're Bored But Don't Want To Go Outside?

3/20/2023

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​You’re feeling bored and trapped. We know how it feels. Luckily, we’ve gathered a list of 5 indoor activities that don't require much space but are fun and inexpensive. There's nothing better than finding fun ways to break out of boredom. You'll have a blast doing almost anything!

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How To Choose A Profession: 4 Essential Questions To Ask For Yourself

2/13/2023

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​Taking a career path is a long journey that never stops, even after you get a degree or get out of school. As life is a constant road of learning about yourself and your goals, sometimes going in a different direction is a part of it. 

If this decision is bothering you, and you may be wondering what step to take. Self-reflection and learning about yourself is the first thing you can do to get a clearer view of what profession to take on as your own.

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5 Financial Tips For Young Adults

12/26/2022

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​Any age group can benefit from saving money, but different seasons have different ways of going about it. It is because adjustments to your earnings and new spending impact your capacity for saving and may even change your desire to accomplish this goal. 

One of the most significant transitional periods in your existence is starting your third decade of life. New financial needs arise with each adjustment in your way of living. Here is some saving advice for young adults because how you save money changes significantly between your 20s and 30s.

Important financial concepts to recognize are listed here to assist you in getting started. This wise financial advice for millennials is intended to guide you in living your greatest financial life.

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What Is Chronophobia?

10/24/2022

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​Chronophobia is a very specific and uncommon phobia. This term is coined in Greek words Chrono and phobia, which means time and fear, respectively. So, Chronophobia is an extreme fear of time as it passes by. 

A specific phobia like Chronophobia is an example of an anxiety disorder that presents tiny to no actual danger. However, the unwarranted fear could lead to anxiety, panic attacks, and isolation, affecting the whole body system. 

This phobia can be associated with Chronomentrophobia, which is the fear of pieces connected to time like clocks and watches. 

This article will discuss chronophobia symptoms, causes, and treatments. So keep reading. 

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Things You Should Know While You're In Your 20's

8/16/2022

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For some, it's the ideal time of your lifetime, or so you will recall later in life. Whatever circumstances, your twenties are a time of adventure and change. ​

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Personalize Your Life Insurance Policy With A Rider

7/5/2022

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​A better way to keep up with the uncertainties of the future may be through life insurance. You can customize your plans for the welfare of your family by adding supplemental benefits to your policies. The additions to your basic life insurance policy are called riders. It lets you personalize your plans with consideration of your needs. Here are some essential things to know more about insurance riders. 

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Life Insurance Benefits You Shouldn't Miss

6/14/2022

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​Do you want to provide your loved ones with a feeling of security? In that case, life insurance is something you should think about incorporating into your financial plan. This article will let you know why life insurance is a good investment.

For starters, let us learn more about the two life insurances.

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4 Ways To Ensure You Have Enough Life Insurance Coverage

5/9/2022

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The past year has been a testament that preparation is the ultimate key to whatever life throws at you. Thus, having life insurance that covers all your concerns is an advantage and a big help in the future. Be prepared before it’s too late. Here are five tips to keep in mind about ensuring your life insurance coverage.

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Can Smokers Get Life Insurance?

4/25/2022

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​People who smoke typically don’t have adequate life insurance policies because they believe they are not able to qualify. The good news is that smokers may obtain life insurance, albeit at a higher cost. So, for those who smoke or care about someone who does, here's what you need to know about who qualifies for smoker life insurance and why it's necessary.

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What Is Guaranteed Life Insurance?

3/21/2022

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​If you're between 50 and 80, guaranteed life insurance is for you. You are not required to consider your present health status as long as you meet the age requirements. 

So, how exactly does it work? What role does it play in your final expenses? To learn more, keep reading.

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