UG Insurance Brokerage Inc Blog
To legally drive a car, you’re required to have auto insurance. In many circumstances, you’ll be required to carry proof of insurance with you or even an electronic copy of it. Without it, you could be charged fines and fees. So, what are the other things you need to know about your car’s proof of insurance?
What Is Proof Of Insurance?
Proof of insurance is either a written document, ID, or any document from your insurer. It has to bear your policy number, effectiveness dates, policy holder’s name, and vehicle covered to be valid. Also, it can be in the form of an electronic copy.
In case you’re stopped by the police, you have to show your proof of insurance. More importantly, you’ll be needing this if ever you’re involved in a vehicular accident.
How to Get Proof Of Insurance?
When you buy a car, you’ll need to receive proof of insurance right away. Contact your insurance company to get coverage for your vehicle and you will receive a copy in the mail. Most companies also have an app where you can hold your electronic insurance verification.
What is SR-22?
Aside from the proof of insurance, you’ll need evidence of financial responsibility, also known as the SR-22 form. It’s a document filled with your respective state indicating that you’ve met the minimum requirements for liability. Ideally, your insurer fills it out and sends you a copy via email or physical document.
What To Do If Your Proof Is Lost?
If you lose your insurance proof, you can do the following;
It’s important to carry your proof of insurance because it allows you to drive your car legally. Aside from that, if you’ve encountered a road accident, you’ll be requested to show this to the police officer.
At UG Insurance Brokerage Inc., we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (718) 848-7777. Get your free quote today by CLICKING HERE. Coverage discussed in this article is not guaranteed. Please contact our agency to go over your existing coverage. We are happy to help you make sure your needs are being met!