How To Replace Your Vehicle Title?

​A vehicle's title serves as ownership documentary evidence. If you are the sole owner of your car, your name will appear on the title as the rightful owner. If you borrowed money to buy the car, the title would probably show the names of the lienholder or the organization that provided the loan's financing and will belong to them until the debt is repaid. 

It's critical to renew a missing vehicle title because, in most cases, you cannot sell the car without it. Although a vehicle title may appear to be a straightforward piece of paper, it is very significant. If you misplace or lose your vehicle title, you should probably order a replacement title immediately. 

Ways to Replace a Vehicle Title
Here are some pointers to get you going on the procedure of substituting a title for a car that was:

• previously in your name
• not yet in your name

Replace a Vehicle Title (Previously in Your Name)
Most states provide alternatives through a nearby department of transportation office if the vehicle is aptly named in your name. 

You might need to offer documentation and make a quick payment to get the replacement. While state-specific requirements vary, you might also want to be fully ready to provide your name and some confidential information. A new title will probably state that it is a substitute title, so keep that in mind.

Replace a Vehicle Title (Not Yet in Your Name)
If the title for the car you bought from a private seller was misplaced before you registered it in your name, you might still be able to get a new one. Asking the prior holder to send the replacement request is one option, but keep in mind that they will probably end up paying the replacement title fee. Afterward, they could sign the copy title over to you.

If that isn't possible, you might be able to get a title with a judicial order in some states. This method would require you to show up in court and have a judge grant you ownership.

Conclusion
The vehicle title is the legal document that demonstrates your car's ownership. You will require the title if you decide to sell your car.

You must ensure that the title to your car is stored safely, just like other important papers. But there's always a chance that something out of your control could happen, causing it to be lost. In those circumstances, you should order a replacement title as soon as possible.

At UG Insurance Brokerage Inc, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (718) 848-7777 or Click Here to request a free quote. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!