Questions About Auto Insurance and the Coronavirus

​There have been several questions about the crisis of the pandemic related to those of auto insurance. If you have an existing car coverage and you are unsure of what to do with it, read on further to answer your inquiries.

​I'm Not Driving. Would it be Best to Cancel the Plan?
While it might be enticing, dropping your collision protection ‒ regardless of whether you're not driving your vehicle ‒ is never a smart thought. It can leave your truck helpless in case of fires, robberies, or other harm that could be secured by comprehensive protection. Furthermore, a slip by in inclusion likewise may cause protection more costly when you choose to guarantee the vehicle once more.

Dropping your collision protection may again expose you to fines from your state's division of engine vehicles, or even be illicit. If you want to save more, contact your local insurance agent to talk through your choices and find out about any accessible limits. 

I'm Not Driving my Vehicle at Present. Would It be Okay to Lend It to a Relative?
If you have a vehicle under your name, odds are you've let a companion or relative acquire it in any event once. However, did you realize that if there's a mishap, it's your accident coverage strategy that generally would need to pay? Request that your operator clarifies how inclusion functions when you loan your vehicle, especially on the off chance that you have any barred drivers on your approach. 

How Might I Remain Socially Removed if I Get Involved in a Collision? 
Mishaps occur even during a pandemic. If you get caught in a car accident, remain quiet and follow CDC rules for social distancing as much as you're able. U.S. News and World Report suggest you do the accompanying: 

• Take photos. Take a ton of photographs that report the location of the mishap entirely. You may wind up submitting them to your insurance agency since it's conceivable that police may not go to the scene. (Many police divisions are taking mishap reports by telephone or on the web.)
• Share data from a distance. Put archives like your driver's permit, protection data, and enlistment on your vehicle's hood so the other driver can snap a picture of your data (and the other way around). 
• Think digital. Be sure to trade contact data, including email addresses, as well. 

Conclusion
If the article above did not provide enough answers to your questions, don't hesitate to call your insurance agent. It is always best to discuss your inquiries with an expert.

At UG Insurance Brokerage Inc, we do our best to ensure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (718) 848-7777 or Click Here to request a free quote.